Mortgage Loan Rate Chart

National Average Contract Mortgage Rate-- The average contract rate reported by a sample of mortgage lenders for loans closed during the last 5 working days of the month. As you can see in this example using todays national rates a person with a FICO score of 760 or better will pay 192 less per month for a 216000 30-year fixed-rate mortgage than a person with a FICO score of 620 thats a savings of 2304 per year.

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The rate is.

Mortgage loan rate chart. For scores below 620 these APRs assume a mortgage with 0 points and 60 to 80 Loan-to-Value Ratio. You can see how essential it is to get your FICO scores in the higher ranges if they are low and also how important it is to keep. Monthly values for the prime rate are averages of business days and are taken from the H15 Federal Reserve Statistical Release.

Additional mortgage rates can be found in the chart and graph below. The 15-year fixed mortgage rate rose 7 basis points to 252 from a week ago. The current average rate for the loan product.

Assumes mortgage is for a single family owner-occupied property. For scores above 620 the APRs above assume a mortgage with 10 points and 80 Loan-to-Value Ratio.

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